Calculate loan EMI, total interest and total payment instantly. 100% free, no sign-up — nothing ever leaves this browser tab.
EMI Calculator works out your monthly loan installment (EMI), the total interest you'll pay over the loan term, and the total amount repaid — based on the loan amount, interest rate, and tenure you enter.
Whether you're planning a home loan, car loan, or personal loan, knowing the real monthly cost — and how much of it is interest — helps you compare offers properly before committing. This calculator uses the standard EMI formula and updates instantly.
No installs, no accounts — just your browser doing the work.
Scroll up (or tap the button above) to load the tool instantly — no account or install needed.
Add your file, text, or numbers into the tool above.
Sensible defaults are already selected — tweak anything you need.
Your result is generated locally and ready in seconds — no waiting room.
Uses the same reducing-balance formula banks use to calculate EMI.
Your loan figures stay in this browser tab and are never uploaded.
Results update the moment you finish entering your numbers.
Because EMI Calculator runs locally, teams handling sensitive data — finance, HR, legal, operations — can use it without the compliance questions that come with uploading documents to a third-party server.
Enter the annual interest rate as quoted by your lender — the calculator converts it to a monthly rate automatically.
No — this calculates the core EMI, interest, and total payment; add any fees separately.
No. EMI Calculator runs entirely in your browser.